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Innovative Payments: mobile and beyond

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The world of payments is experiencing a series of change pressures coming from new enabling technologies (Open API, Artificial Intelligence, Instant Payment and Blockchain) and new devices (from the well-established smart phones to virtual assistants and smart objects) that will redefine user processes in terms of authentication, payment and purchasing.
2018 saw 40% growth in Mobile Remote Commerce, to reach a value of €8.4 billion, accounting for 31% of overall online sales. Mobile Proximity Payment is finally starting to make its mark, as it recorded 650% growth, to reach a value of over half a billion euro. Mobile Remote Payment reached a value of €900 million (+10%), with mobility services active in 460 local authorities, serving potentially 39% of the Italian population.

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